Preheat oven to 350F and line a muffin tray.
Mash the 2 extra ripe bananas into a large mixing bowl.
Add the sugar, milk, oil and vanilla extract to the bananas and mixe.
In a medium sized bowl combine the dry ingredients and mixe until evenly incorporated.
Incorporate the dry ingredients to the wet ingredients and mixe until smooth.
Fold in the chocolate chips.
Fill the muffin tins 2/3 of the way full and place in the oven to cook for 18-21 minutes.
Let cool for 5 minutes and enjoy!